Sunshine Coast Financial Solutions

  In today’s changing employment landscape more and more people are deciding to start their own business or working from a variety of freelance jobs as they ditch the 9-to-5 grind.  In fact there are more than 2.3M businesses registered in Australia alone.  But there’s a common misconception when it comes to buying a home as a self-employed person. It’s assumed you’re automatically out of the running for a mortgage.  While there may be a few more challenges, or “hoops” to jump through, there are definitely avenues we can explore to secure your home loan for you. How long do I need to be self-employed for? There’s no hard and fast rule, but the majority of lenders will want to see at least one business tax return, but two to three years is even better.  If you’ve been self-employed for under one year it may become a little tricky, however some lenders will look at your past income and take that as proof you can afford the loan if it’s backed up with similar figur...

  5 ways to pay off your home  loan  in record time When you purchase a property and you hear that your loan term is 25 to 30 years, it can become an intimidating experience. But it can also be a very rewarding one if you have the right attitude.  Going in with a positive attitude and a well thought out plan to chip away at the loan repayments in the early years could cut as much as 10 years off the life of your loan. And with the Reserve Banks of Australia’s decision in early November to cut the official interest rate once more to a record low of 0.10 per cent, the dream of owning your property outright in less time is more within reach than ever before. Here are five ways that you can help pay off your mortgage in record time. Find the right loan for your circumstances There are endless amounts of home loan options available but not all of them will be right for you.  Generally you’ll want to look for a loan with a competitive interest rate, flexible repayment...

  At Sunshine Coast Financial Solutions , we have a team of professional finance brokers who are able to provide the right type of finance for any sort of business or individual needs. We know there is a flood of information available regarding financial planning advice and loans that can mystify you.  That is why our finance broker follows a systematic process that provides simple and useful guidance on your any kind of financial needs. Our staff are friendly, approachable, and here to look after all your financial needs. Our products range from First home buyer grants to mortgages and home loans, vehicle finance, construction loans, commercial loans, investment loans, business loans, and more.  Contact Us-  Mobile: 0424 637 001  Office Address: 12/61 Burnett St, Buderim QLD 4556  Landline: (07) 54379073 || Fax: (07) 53026671